In my prime

Over 50s guide to home and contents insurance Bristol

Home and contents insurance is an important type of cover for your home. This is also an area where your age can dramatically affect the price and the amount of cover you receive. Being over 50 means you can use your age to get better insurance premiums and a better level of cover for your home.

Swinton
+44 (0) 117 966 0454
169 East Street
Bristol
Legal & General
+44 (0) 117 981 4441
135-137 Redcliffe Street
Bristol
Academy Insurance
+44 (0) 117 973 4258
87 Whiteladies Road
Bristol
Unicorn Direct
+44 (0) 117 942 8841
233A Cheltenham Road
Bristol
Swinton
+44 (0) 117 962 3908
209 Wellington Hill West
Bristol
Stephen Brennan Insurance Brokers
+44 (0) 117 923 9164
97 Lower Redland Road
Bristol
Mark Richard Insurance
+44 (0) 117 923 1330
282 St. John's Lane
Bristol
Swinton
+44 (0) 800 412 412
45 St. Nicholas Street
Bristol
Mark Richard Insurance
+44 (0) 117 944 4239
434 Gloucester Road
Bristol
Swinton
+44 (0) 117 961 3135
299 Two Mile Hill Road
Bristol
Data Provided by:
 

Over 50s guide to home and contents insurance

Home, building and contents insurance are important types of cover for a household but is often neglected and underestimated. If a house or its contents suffer damage then the homeowner can face large bills which can be unaffordable. Luckily, the over 50s market can gain highly competitive insurance premiums to cover themselves from such damage.

Your home is likely to be the most expensive purchase you will ever make and therefore it’s essential that it’s covered with a high level of insurance. It’s natural to want to preserve your home and to make sure that your investment is safe.

It’s not just the building which needs to be covered. The contents within a home can be worth thousands of pounds and need to be protected against accidental damage or theft. It is likely that these possessions have been collected over a number of years and often the true value of these items can be underestimated. Losing these items without having insurance in place to replace them can be disastrous to the owner especially if they have no way of replacing the items.

An industry survey into the behaviour of the over 50’s insurance market has highlighted that 9 out of 10 households under insured the contents of their home by at least £10,000. It is having this type of knowledge that can help the over 50’s market make sure they value their home and its contents for the value they are actually worth.

Over 50’s insurance specialists have this knowledge which can help to make sure that the over 50’s market can efficiently keep their home and all of its contents insured. The insurance will enable all of the valuables within your home to be protected in the event of a fire, theft or accidental damage, giving you peace of mind at a superb rate.

Low insurance premiums can be offered by these insurance specialists because the over 50s market tend to make fewer and smaller claims. As a result, this age group is considered lower risk in the eyes of the insurance companies.

As with all insurance policies it is advisable to research the market to make sure you can get the best possible deal. With the over 50’s insurance specialists though you will be able to get a policy that is tailored to your needs and priced according to your age.

Click here to view the rest of the article
Copyright (C) In My Prime 2010
Are you in your prime ?