In my prime

Over 50s guide to home and contents insurance Kendal

Home and contents insurance is an important type of cover for your home. This is also an area where your age can dramatically affect the price and the amount of cover you receive. Being over 50 means you can use your age to get better insurance premiums and a better level of cover for your home.

Swinton
+44 (0) 1539 732570
101 Stricklandgate
Kendal
James Sumner & Co
+44 (0) 1524 415691
159 Euston Road
Morecambe
Provincial Finance
+44 (0) 1524 421308
64 Yorkshire Street
Morecambe
Swinton
+44 (0) 800 412 412
85 Penny Street
Lancaster
Lakeland Insurance Services Ltd
015394 88188
Ellerthwaite Square
Windermere
Swinton
+44 (0) 1229 587570
12 New Market Street
Ulverston
Melbrook
+44 (0) 1524 418490
98 Euston Road
Morecambe
The Insurance Centre
+44 (0) 1524 848506
8 China Street
Lancaster
Simpson & Parsons
015394 47387
6 High Street
Windermere
Motor & General Aldersley & Co Insurance Services Ltd
01539 535818
The Lodge, Meathop
Grange-over-Sands
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Over 50s guide to home and contents insurance

Home, building and contents insurance are important types of cover for a household but is often neglected and underestimated. If a house or its contents suffer damage then the homeowner can face large bills which can be unaffordable. Luckily, the over 50s market can gain highly competitive insurance premiums to cover themselves from such damage.

Your home is likely to be the most expensive purchase you will ever make and therefore it’s essential that it’s covered with a high level of insurance. It’s natural to want to preserve your home and to make sure that your investment is safe.

It’s not just the building which needs to be covered. The contents within a home can be worth thousands of pounds and need to be protected against accidental damage or theft. It is likely that these possessions have been collected over a number of years and often the true value of these items can be underestimated. Losing these items without having insurance in place to replace them can be disastrous to the owner especially if they have no way of replacing the items.

An industry survey into the behaviour of the over 50’s insurance market has highlighted that 9 out of 10 households under insured the contents of their home by at least £10,000. It is having this type of knowledge that can help the over 50’s market make sure they value their home and its contents for the value they are actually worth.

Over 50’s insurance specialists have this knowledge which can help to make sure that the over 50’s market can efficiently keep their home and all of its contents insured. The insurance will enable all of the valuables within your home to be protected in the event of a fire, theft or accidental damage, giving you peace of mind at a superb rate.

Low insurance premiums can be offered by these insurance specialists because the over 50s market tend to make fewer and smaller claims. As a result, this age group is considered lower risk in the eyes of the insurance companies.

As with all insurance policies it is advisable to research the market to make sure you can get the best possible deal. With the over 50’s insurance specialists though you will be able to get a policy that is tailored to your needs and priced according to your age.

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